ABOUT US
International underwriting and distribution expertise
Decades of experience. Global impact.
Our leadership team has shaped the consumer insurance landscape worldwide, pioneering new distribution models and driving innovation at the industry’s top insurers. With expertise spanning underwriting, distribution, and digital transformation, we don’t just navigate change—we define it.
Anna Clarving
Chief Executive Officer, Stockholm
+46 760 28 37 73
Anna Clarving is a seasoned business development leader and insurance expert
with over 18 years of experience in the European and Nordic markets establishing her strong track record in driving digital transformation, business development, and strategic partnerships. Previously, she held senior roles at Chubb, Zurich, and Aon.
Fredrik Müntzing
Chief Underwriting Officer, Stockholm
+46 730 254 826
Fredrik Müntzing is an experienced consumer insurance underwriter and leader, specializing in technical product underwriting and distribution innovation. He was previously Head of Product & Underwriting at Europeiska ERV, ERGO and prior to that held senior underwriting roles at both Chubb and Allianz across Europe including Head of UW A&H for Northern Europe.
Financial stability and operational excellence
Applied Affinity Underwriters™ is a division of United Risk Global®, an international property and casualty insurance underwriting and distribution platform independently owned and operated by its practice partners and affiliated with Applied Underwriters® operationally and through its common and powerful brand identity.
With A+ rated coverage from our carrier partner, Aviva Insurance Limited, we deliver security and innovation in every program.